SURGICAL COVER

1. Over 1600 surgeries covered: This is a cashless facility
2. Treatment to be done ONLY at the listed Network Hospitals (Annexure 1)
3. Treatment ONLY in General Ward

SURGICAL COVER – DETAILS OF COVER
The surgical cover includes the following:

1. Admission Charges
2. Anesthesia Charges
3. Surgeon’s Fee
4. Nursing Charges
5. OT Charges
6. Bed Charges
7. Medicines and Consumables Used During Surgery.

COMMON SURGERIES THAT ARE COVERED

1. Appendectomy
2. Hysterectomy
3. Normal delivery
4. LSCS (Caesarian Section )
5. Hernia
6. ENT Surgeries
7. Coronary Angiogram
8. Bypass Surgeries
9. Closed Heart Surgeries
10.  Other Cardiac Procedures
11.  Removal of Tumors (minor)
12. Gastrectomy
13. Cholesystectomy
14. Arthrotomy
15.  Fracture of Long Bones
16. Uretroscopic Stone Rremoval
17. Nephrolithotomy
18.  TURP
19. Fissurectomy
20.  Thyroidectomy
21.  Tonsillectomy
22. Mastoidectomy
23. Tympanoplasty Commando Surgery
24.  Varicose veins
25.  Cataracts

These are the most common surgeries. ARY covers more than 1600 surgical procedures.

MEDICAL COVER

1. Medical Hospitalization refers to hospitalization of a patient that DOES NOT LEAD TO SURGERY
2. Maximum of 3 days PER ADMISSION & PER CARD amounting to a maximum of Rs. 650.
3. Hospitalization MUST be for a minimum of 24 hours.
4. Treatment and investigations to be done ONLY in Network Hospitals.
5. Treatment ONLY in the General Ward.

 

MEDICAL COVER – DETAILS

1. Room charges
2. Professional Fees
3. Nursing Care

MEDICAL COVER – COMMON ILLNESSES

1. Viral Fever
2. Diarrhea and Dysentery
3. Dehydration
4. Typhoid

ADDITIONAL BENEFITS
ARY members can access good primary healthcare treatment at the ARY clinics:

1. Free medical consultation
2. Subsidized generic medicines
3. Subsidized diagnostic investigations

Eight clinics – Huskur & Hennagara in Anekal Taluk; Austin Town & K.R. Puram in Bangalore City; Mandya, Chikkballapur, Bagalkot & Mangalore